The 10 habits of mentally strong people

The 10 habits of mentally strong peopleThe 10 habits of mentally strong peopleDespite West Point Military Academys rigorous selection process, one in five students drop out by graduation day. A sizeable number leave the summer before freshman year, when cadets go through a rigorous program called Beast. Beast consists of extreme physical, mental, and social challenges that are designed to test candidates perseverance.

New Report Indicates Millennials Are Driving HSA Use

New Report Indicates Millennials Are Driving HSA UseNew Report Indicates Millennials Are Driving HSA UseHealth savings accounts or HSAs are popular for those employees who wish to put away extra money to pay for out-of-pocket medical costs. The Internal Revenue Service raised the allowable savings by $50 per eligible employee for 2017, so its an even more attractive way to save pre-tax dollars. But, this alone doesnt account for the dramatic increase in the use of HSAs by the millennial generation, who are actively participating in this tax shelter. Millennial myth busted- they are savers leid spenders One generally thinks of millennials as self-absorbed and financially strapped due to student loan debt and a penchant for expensive habits like buying the latest consumer electronics. But the recent The State of Employee Benefits 2017 report published by employee benefits SaaS firm Benefitfocus says otherwise. In a survey of 1 million unique employee enrollment records, the number of eligible millennials under the age of 26 enrolling in a health savings account rose by 40 percent over last year. These millennials also stepped up the amount they are contributing to their HSA plans. On average, this increase is $200 per employee (or a 20 percent increase). These contribution amounts are somewhat less than the IRS thresholds, but they still indicate that millennials are becoming smarter employee benefit consumers. Those participating in the plans are understanding how critical it is to be putting away money for medical emergencies, higher than average annual deductibles, and more. Others are placing a greater emphasis on putting away money that can be used at a later date if they switch jobs or maintain wellness if they suddenly find themselves without access to health benefits. Why are health savings accounts attractive to millennials? Millennials have grown up in some enlightening, albeit challenging financial times. This can explain why they are interest ed in health savings accounts and using this method for putting money away for the future. Millennials have watched their parents struggle with financial matters, particularly during the recession of 2007-2011. Theyve also been watchful as healthcare reform has evolved and been hesitant to participate. Many millennials place a preference on their work life balance and staying healthy, therefore they understand the expense involved in paying for adequate health insurance and regular preventative medical care. They tend to be very health conscious and try to avoid the health issues of generations before them. Many dont binnensee the point of paying so much for health insurance benefits if they are healthy and dont need to see the doctor so much. Retirement savings opportunity A health savings account is often more attractive to a young person than other forms of savings plans, such as retirement savings that are leid easy to access when a need arises. Use of 401K plans have droppe d among millennials, and now they may have to save up a lot more than previously believed. According to NerdWallet, millennials may be looking at around 22 percent of their income put aside in retirement savings if they hope to retire at a reasonable age someday. This is well above the 11-15 percent thats generally recommended to consumers. The tax rates and cost of living are impacting this requirement. Therefore, millennials need to do a lot of smart allocation of their earnings, and are looking at ways to reduce their tax liability at the same time. When combined with traditional retirement savings plans, they can put tax-free money away in a health savings account. If they need to draw from this money, they can do so as needed for medical costs and not worry about penalties for early withdrawal. Flexibility and portability with health savings accounts Standard employee benefits do not meet the needs of many millennials who are undergoing rapid changes in their lifestyles. S ome are just out of college, living on their own for the first time and trying to manage a budget. Others are getting married, buying a home, or having children. Still, others are so new to their careers that they do not intend to stay with any one company for too long. Health savings accounts appeal to younger consumers who are looking for full flexibility of choices. They may want to shop around for the right health care providers and services that they need. They may also want benefits that they can take with them when they switch jobs. HSAs are known for providing this flexibility and control over ones health care dollars. Mobile technology and access to HSA tracking The employee benefits world is growing more technologically advanced than ever before. Now, its possible to review health care plans, enroll in benefits, check health savings account amounts, and make decisions on the go with a smartphone. Mobile apps for health care savings plans put information at ones fingert ips. Millennials like this ability to make decisions whenever and wherever they wish, and make changes to their financial allocations if they need to.

Low-cost solutions that can improve your mental health

Low-cost solutions that can improve your mental healthLow-cost solutions that can improve your mental healthThe wellness industry,which grew 12.8% from 2015-2017 to a $4.2 trillion global market, has done an amazing job at convincing us that self-care is a luxury.I fell straight into the trap of thinking exotic yoga retreats, expensive green juices, and fancy trips to the spa were the only ways to practice self-care. Over the years Ive learned (as has my wallet) that self-care doesnt need to be so elaborate. Rather, the best forms of self-care are those everyday practices that help you feel mora balanced, more present, and more intentional on a regular basis.Follow Ladders on FlipboardFollow Ladders magazines on Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and moreHere are fivesimple self-care practicesthat dont cost a dime1. Meditate For 10 Minutes Per DayMeditation, which has its roots in Buddhism,is about1) paying attention to present momentary exper iences (i.e. not trying to change or get rid of them).2) cultivating non-judgemental awareness so you learn to accept things as they are.According to Rachel ONeill, Ph.D. LPCC-S, and Ohio-based Talkspace therapist who specializes in the use of mindfulness-based approaches to counseling, Just about everyone can benefit from regular meditation practice.Research consistently tells us that daily meditation can have both physical and mental health benefits, ONeill explained. Forthose who do experience anxiety, worry, or fear, meditation can be an especially helpful tool as they begin to learn how to adopt a more present-focused mindset.For anyone who is worried about the time commitment, take comfort in the fact that arecent 2018 studyon mindfulness meditation suggests 10 minutes is all people need to reap the benefits of meditation. Study results found that even people who were new to meditationexperienced reduced stress, increased focus, and lower levels of anxiety by just practicing m editation for 10 minutes per day.2. Go For A Mindful WalkWhile I am a huge fan of seated meditation, I prefer to go for walks to clear my head if Im feeling particularly anxious. Onestudyfound that engaging in 8 sessions of 60-minute mindful walking training over 4 weeks was linked to reduced stress and improved quality of life. Sometimes I deliberately leave my headphones at home so I am forced to be present and notice my surroundings. It truly feels like a breath of fresh airAccording to Dr. ONeill, Both seated and active meditation practices can be meaningful and could potentially be helpful at different times.Just like I find in my experience, ONeill says that, For those who are feeling the need to slow down and find space for themselves, then perhaps a more independent and seated meditation practice could be beneficial. She explained, For those who would like to involve the sense of physical connection and connection with others, then activities like yoga or mindful dance might be helpful.3. Set A Weekly IntentionThe simple ritual of setting a weekly intention can help your week departure off on a high note. Instead of dwelling on what you didnt accomplish from the previous week or feeling overwhelmed about what you need to accomplish for the week ahead, setting an intention can help focus your energy on whats most important in the present moment.I like to simplify my intentions down to one word such as nourishment, acceptance, vitality, ease, fun, or clarity. This way, its easy for me to remember whenever I need a little recentering throughout the week. What will your weekly intention be?4. Dont Book Back-To-Back MeetingsIts hard to feel mindful when you arerushing from one meeting to the next. When I can, I try to schedule 25-minute and 50-minute meetings to give myself time to run to the bathroom, get a sip of water, or take a few deep breaths before my next meeting. That extra 5 or ten minutes before the top or bottom of the hour can make the day feel less frantic.Research shows thattaking breaksis vital to our mental health and the prevention of exhaustion. In fact, some burnout scholars argue that daily breaks to boost energy such asphysical exercise, meditation, power naps, and reflective thinking may be more beneficial to preventing burnout than taking one long vacation.5. Set A Nightly Alarm To Wind DownI have a bad habit of overworking so its important for me to establish boundaries with myself around when its time to shut my computer down and get ready for bed. Setting a nightly alarm is one way that I hold myself accountable.There have been countless studies that suggest using electronics before bed can impact quality of sleep. Ina studythat surveyed 237 parents of children ages 8-17 about their childrens sleep and technology habits, children who were exposed to television, cell phones, video games, or computers before bed showeddecreased sleep durationand quality and increased BMI.Whatever You Do, Keep It SimpleSelf-car e doesnt have to be a detailed or long process, ONeill shared. 1-2 minutes of mindful breathing, a quick gratitude practice (for example, listing 3 things youre grateful for each day), or giving yourself a defined bedtime ritual can be a great place to start.Self-care doesnt need to feel like another item on your to-do list or something additional to budget for. It can be as simple as being more mindful about how you arespending your precious time and energyor remembering to take a deep breath.It can also be helpful to explore times when you are free to engage in self-care, ONeill added. For example, instead of beginning your day by scrolling your social media feeds, start with a daily zuspruch and breathing exercise.Learning how to weave in little moments of self-care throughout my day as been vital to my mental health and well-being. Otherwise, I can get consumed by my thoughts. I ruminate about the past, worry about the future, and miss out on the good stuff.Simply being present is the most valuable form of self-care there is. And lucky enough, its 100% free.This article first appeared on Talkspace.You might also enjoyNew neuroscience reveals 4 rituals that will make you happyStrangers know your social class in the first seven words you say, study finds10 lessons from Benjamin Franklins daily schedule that will double your productivityThe worst mistakes you can make in an interview, according to 12 CEOs10 habits of mentally strong people

Bookkeeper Job Description Sample

Bookkeeper Job Description SampleBookkeeper Job Description SampleBookkeeper Job Description SampleThisbookkeeper sample job description can assist in your creating a job application that will attract job candidates who are qualified for the job. Feel free to revise this job description to meet your specific job duties and job requirements.Bookkeeper Job ResponsibilitiesA Bookkeeper maintains records of financial transactions by establishing accounts posting transactions ensure legal requirements compliance.Bookkeeper Job DutiesDevelops system to account for financial transactions by establishing a chart of accounts defining bookkeeping policies and procedures.Maintains subsidiary accounts by verifying, allocating, and posting transactions.Balances subsidiary accounts by reconciling entries.Maintains general ledger by transferring subsidiary account summaries.Balances general ledger by preparing a trial balance reconciling entries.Maintains historical records by filing documents.Prep ares financial reports by collecting, analyzing, and summarizing account information and trends.Complies with federal, state, and local legal requirements by studying requirements enforcing adherence to requirements filing reports advising management on needed actions.Contributes to team effort by accomplishing related results as needed.Bookkeeper Skills and QualificationsDeveloping Standards, Analyzing Information , Dealing with Complexity, Reporting Research Results, Data Entry Skills, Accounting, SFAS Rules, Attention to Detail, Confidentiality, ThoroughnessGet Help Hiring your next BookkeeperAre you looking for a bookkeeper to keep your companys financial accounts in good order? If youre wondering where youll find them, we can help.Sign up for exclusive advice and well send you helpful hiring tips delivered right to your inbox. Well even throw in a special job posting offer to get you moving in the right direction. Lets get hiring

The Lost Secret of Front End Developer Resume

The Lost Secret of Front End Developer Resume Working with smaller web design firms isnt necessarily a terrible thing, actually youre most likely to find a more personal level of tafelgeschirr, only make aya they have the required expertise available and that it is not only one person doing everything. Many web design organizations are good in some specific details of the procedure but weaker in others. Often, among the most important issues when determining how to select an internet design firm is pricing. To earn a fiber-optic nanowire, engineers first begin with a normal fiber-optic cable. The One Thing to Do for Front End Developer Resume The use of end is rather different. It is crucial to know the requirement of the client before starting the work since it will decrease the time and boost the operation of an application. Generally, the structure of the majority of resumes is fairly similar. Several leistungspunkt checks carried out in a fast time period may lower your credit score. The Front End Developer Resume Game For instance, in CV, if youre attempting to find work in education, you can want to make your coaching experience as well as the CV. If you dont think you have a lot of that, then maybe you should encounter a job that is more highly related to your experience. Professional resumes need to have consistent formatting. There are several basic kinds of resumes utilized to submit an application for job openings. The very first thing most individuals do to find or research an organization is search the internet. Any sort of task would request you to submit a resume to sustain a place to be evaluated for a particular position. Possessing a three to five sentence summary near the top of your resume is a great deal more powerful than having an objective. Assess why you require the area. The New Angle On Front End Developer Resume Just Released Click Download to select the template that you would like to utilize. With the aid of the template its possible to come up with a perfect resume. You can also buy templates. The templates are useful as it will let you create a professional resume even when you dont have the idea about formatting a customized resume that may incorporate all the very important details. The Dirty Truth About Front End Developer Resume Staff are then accountable for the delivery of their own tasks. Quick and dependable information is scarce. Resumes are made to concentrate on the very best side of an individual. The 30-Second Trick for Front End Developer Resume Interestingly enough, its just like applying for any other job readily available in the marketplace. You can concentrate on the technologies known to you in another paragraph, then write your experience, qualifications, and other relevant facets. Concerning the resume itself, make certain it remains targeted, and you dont include experiences that arent related to the sort of position youre applying for. In case you ha ve any prior work experience, it needs to be well presented in the resume, at it has an important role when applying for employment. Your cover letter should permit the recruiter know that you will be calling within each week to follow up on the area. The interview is your biggest step in the work hunt and your very best opportunity to impress. If you would like to land on your preferred job, then you also need to develop a resume thats worth to look for. As soon as you have completed your initial job resume, be sure to save it. The Lost Secret of Front End Developer Resume If you dont have a lot of expertise in the huge businesses and projects dont get upset. Its very likely to likewise learn if a company is well suited for you. You should have the ability to translate our organization and client needs into functional and appealing interactive applications. Tech businesses are pleased with their work culture. Project Analytics provides the Management team the capability to see the historical Project data. Application Advice for Keeping That Up-To-Date Once you complete an application for the work nowadays, its probably that youll need to be efficient in some sort of technology or maybe software program. Customer service and Pricing Along with a firms expertise and reputation, you will discover their capacity to supply quick, efficient customer service is vital when considering how to select an internet design firm. JavaScript developer portfolio should incorporate work experience obtained in companies as well since its recommended to insert another chapter called Side or Completed Projects. Create unique versions of your resume if youre hunting for at least 1 kind of position. Candidate has to have a concept of the tool that can help lower load time. Your resume needs to stick out from the tiled background. Facts, Fiction and Front End Developer Resume Well theres a simple method to compose your Front-End Web developer resume. A web site is a mix of unique modules and lots of programmers need to work in a group. A developer must be flexible as upgradation is extremely typical in such field. Therefore, mobile app developers want to get a great command of the areas associated with databases and storage.

How to Start Your New Job Off on the Right Foot

How to Start Your New Job Off on the Right Foot In the most difficult of cases, a job search can take a year or more. The process is grueling and emotionally exhausting. Youspend many days and lots of money perfecting your look, networking with new people, and trying to find the perfectfit.Once you finally find that perfect, itseasy to think that things will besmooth sailing from now on. Yourwent through the difficult part during the interview, right? Things should be easy now.Unfortunately, thats not always the case. In fact, in the worst scenario, youcan mess up a good thing with just a few wrong moves. When that happens, youreback to square one wondering if you should find a new job again.If you want tostart off on the right foot, the first thing to work on is how yourcoworkers and your boss perceive you. Arrive at work early and stay late. Dress as if you belong at the company. In other words Dont be too casual or too dressy. Visual cues like the se can make a world of difference.You should also take aktion and avoid office politics. Offer to help your coworkers when they need it. When they help you in return, be sure to say Thank you often. Avoid those who seem to dwell on the negative or talk badly about one another. Be humble. Dont attempt to stand out from the crowd (at least, not in the beginning).Take the time to get to know your coworkers. Socialize with them outside of the office. Consider going to lunch with them or gettingdrinks after work. Just be sure to check your personal life at the door. There may come a time that deep personal sharing makes sense, but thats not the case when you first start.Its also important to learn about your new company. Look up how the company was started and the key factorsimpacting the business today. Your boss and coworkers will have respect for the time youve taken to learn about the company.Take the time to read the company handbook. When you start out, human resources typically gi ves you a book of information about the policies at work. If you dont review it, you may assume that your new company has policies similar to those ofyour last workplace. Unfortunately, this isnt always the case. For example, some companies allow you to deutsche bundespost your personal views publicly on social media, while others will terminate you for it.First impressions are often based on things like how likeable you are or how much of a team player youre perceived to be. Following these straightforward guidelines will help to make sure you start off on the right foot and cement your future successA version of this article originally appeared onThe Memphis Daily News.Angela Copeland is a career coach and CEO at her firm,Copeland Coaching.